In Debt… Then in Love

"If you don't help... I won't have any money left to pay him back!"

Fate plays a cruel joke on Palm, a chubby and devoted son, when he is forced to become collateral to clear a gambling debt he didn't even create. His new master is Sia Thee, a cold and powerful underground moneylender.

The "Kind Uncle" who once saved his life in the market has transformed into a Creditor with absolute power over his body and soul. Behind that stoic face, secrets and hidden feelings linger... Betrayed by his own blood and drowning in pain, can Palm truly find a shred of love from a man the world brands as a villain?

"But Sia... Palm really doesn't have any money."

"And is that my problem? I’m the creditor. All I want is my money back."

Content Warning

This novel is intended for readers aged 18 and above.It contains themes of Toxic Relationships, power imbalances, physical and emotional violence, sexual coercion, physical assault, profanity, family trauma, betrayal, and PTSD/psychological trauma.
The characters exhibit inappropriate behaviors that should not be emulated, and this story is not presented as a healthy relationship model.

Reader discretion is strongly advised. If you are sensitive to any of the aforementioned themes, it is recommended that you skip this story. Readers under the age of 18 should be guided by an adult.



#InDebtThenInLove
If you've fallen for the story of Sia Thee and Little Palm, please show some love to this humble writer!
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Come drop a comment to chat or vent all your frustrations toward Sia Thee! I promise to read every single message.
If there are any mistakes, I sincerely apologize. I welcome all feedback and will use it to improve my future works to be even better for you all.

Thank you for supporting and showing kindness to my "little elephant," Palm!

For iOS users:It’s recommended to purchase through Safari or directly via the MEB website to get a better price than buying through the app.